“新政”时期美国联邦政府银行业监管问题研究
On the Federal Banking Regulation during the New Deal Period
作者：王书丽;
Author：
收稿日期： 年卷（期）页码：2013,(05):-37-44
期刊名称：四川大学学报(哲学社会科学版)
Journal Name：Journal of Sichuan University (Social Science Edition）
关键字：“新政”;《1933年银行法》;银证混营;银证分业
Key words：
基金项目：国家社会科学基金项目“新政时期美国联邦政府证券监管问题研究”(08BSS010);;
教育部人文社科项目“美国联邦证券监管问题研究”(12YJA770040);;
山东省社科规划项目“从‘华尔街占领’反观美国联邦证券监管的问题”(11CLZZ03)
中文摘要
"新政"时期美国联邦政府对银行业的监管是1929—1933年大萧条的产物,大萧条中美国银行业的危机局面,促使联邦政府不得不对银行业进行了革命性规制。为防范银行系统性风险,新的银行法规定商业银行和投资银行业务必须分离,竖起了银证之间的"防火墙";还规定建立联邦存款保险公司,给商业银行系统的存款提供安全保障。"新政"时期的银行业监管政策及其实施带来了美国银行业的结构性嬗变,也奠定了此后半个多世纪美国银行监管体系的基础。
参考文献
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③阿尔·卡彭是芝加哥贩酒帮派的头目。
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⑤查尔斯·米切尔供职的花旗银行前身——国许城市银行(National City Bank),不仅承销和发行债券,还派销售大军向银行储户推销后来变得一文不值的股票和债券,并用储户的钱去搞股票投机。这种作为证券销售商和银行储户受托人角色在利益上的冲突被视作造成股市崩溃和银行业危机的主要原因。此外,米切尔还把证券亏本卖给家人,事后又买回来,以此来逃避联邦所得税。
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